So you're maybe one of those people who got your credit card from the appealing and tempting offers that some credit card company advertised to you. And of course, you just can't simply deny an offer like Zero Percent Rates or Low Annual Fees. You may think that not only does this save you money, it also helps you from worrying about those hassling problems that other credit card companies has to give. But I urge you to think again.
These companies are just trying to get hold of you. Once you're under the puppet master's strings, you're gonna have to suffer the consequences of your poor decision. The shocking truth is that though they offer this so called Zero Percent Rates, these only lasts for about 3 months, then they bombard you with rates that could go up to more than what you expect it to be say, 25%. Why don't you try to get the facts here and see for yourself how payments are processed when you purchase something via your credit cards.
Another problem is that, credit card companies have full authority and rights to change the terms and conditions of the agreement that you have signed when you first applied for the credit card. There may be a day when you're enjoying your life in your house full of your purchased items via your credit cards and then some mail to your house arrive telling you that the credit card company have "changed their mind" about the rates.
So the if you're one of those people who still haven't availed of a credit card and planning to get one, let this be a precaution that you may learn from. The world is full of greedy people who take money from you even through your credit card.
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